Put Your Mind at Ease: Debunking Common Real Estate Myths

The home buying and selling process is undoubtedly a stressful one based on the level of monetary investment a buyer will make or the level of financial return a seller will seek. However, some of that stress can be managed if you realize what commonly believed real estate myths are false. Unless you’re a real estate [...]

Home Inspection Checklist

Before making an offer you should prepare to have it inspected. Use this checklist to learn what to look for and all these areas should be mentioned in your final report. Foundation Look at the bottom of walls and the ceilings. Do you see cracks or shifts in the foundation? Do the same outside. Does the [...]

5 Reasons To Hire A Real Estate Agent

  Legal Work We help with all disclosures and paperwork necessary in today’s heavily regulated environment. Experience We are well educated in and experienced with the entire sales process. Negotiations We act as a “buffer” in negotiation with all parties throughout the entire transaction. Pricing We help understand today’s real estate values when setting the price [...]

The Home Buying Process

For most home buyers, the purchasing of real estate is one of the largest financial decisions that you will make. The annual survey conducted by the National Association of Realtors® of recent home buyers shows: 87% percent of buyers nationally recently purchased their home through a real estate agent. In NY, 93% of buyers purchased their [...]

Basic Mortgage Questions & Answers

What Is A Mortgage? Mortgages are loans that a mortgage lender or bank gives to help finance a home. There are three typical parts of a mortgage payment: principal, interest, and escrow. Principal is the amount of money you borrow to finance your home. Interest is the money paid regularly at a particular rate for the [...]

How A Closing Can Go Wrong

You can avoid closing problems and delays by understanding what might go wrong. Closing can take more than a month of gathering and preparing documents. In order for closing to run smoothly your closing officer, lender or loan officer and real estate agent have to work together. Issue: Errors in documents Solution: Preview everything Ask to see every piece [...]

Where Should I Live?

When deciding where to live be sure to consider what will work best for your lifestyle. See the checklist below to see what your options are. Amenities- Walk around the surrounding neighborhood to see if there are near by parks, shops, restaurants, libraries, grocery stores, or any thing else you would need. Schools- Check out the school [...]

Smart First Time Buyers

Here are some questions to consider when purchasing a home for the first home. Read these answers so you can become a smart first time buyer! 1. Should I Buy A Home Or Rent? When you rent, you pay a mortgage – not yours, but your landlord’s. When you pay rent, the money is gone. Sure you have [...]

The Importance of a Pre-Approval

A pre-approval is necessary to know how much you can afford before you begin your home search. This way you will only look at homes in your specific price range. A pre-approval is also important to make a confident offer. What Is A Pre-Approval? A mortgage pre-approval occurs when a lender agrees to lend you a [...]

5 Tips For Buyers

If you are thinking of buying a new home, here are some tips to help you get ready! 1. Get Your Credit In Shape If you plan to finance your home purchase, check your credit history, especially if you’re a first time buyer. That way, you can correct any errors, and take measures to boost [...]